NDC Insurance, Inc.'s newsletter and other inner-company information can be found within this folder.

AIG/American General is an A++ company offering an array of products for you to meet all of your clients needs! They are the first in the market to offer “Select-A-Term” which allows your client to choose the number of years of coverage from 10, 12 and up to 35 years. They also offer a Return of Premium Term product with a very competitive cash value account, a Lifetime Guaranteed UL and many riders to choose from to accompany the policies. You can always expect consistent underwriting and very generous compensation from AIG.

Banner Life makes it their business to provide easy and affordable life insurance solutions to prepare for the unexpected while allowing the policy owner to get the most out of life. They offer very competitive rates on term life insurance. Banner also offers the Advantra product, a UL product that guarantees a 20 year death benefit with issue ages up to 80 years old!

Fidelity Life leads the industry with innovated products and consumer friendly service!  They serve the needs of Middle Americans through quick issue, non-medical term products with limits up to $500,000!!  They help you streamline your business by offering online applications and a graded impaired risk product.

Genworth, formerly First Colony, has great term rates and the most competitive “no lapse” UL in the market place!  They are one of the few companies offering policies from age 0 to 80!  Another great product is the Vantage Point Term with enhanced cash value options for ROP and no blood requirement up to $500,000.

ING offers a strong presence and solid reputation. They are an industry leader in innovative life insurance products. Just ask about how their new UL/Term blend product can work for your clients. As such, they have been tops in UL sales since for the past few years. ING is a well rounded company with term, return of premium and UL products to meet your needs.

Prudential Financial is an A+ company offering not only great impaired risk underwriting, but extremely competitive term and UL rates for your non-impaired cases too.  If you have clients who are overweight, diabetic or diagnosed with cardiovascular disease, Prudential will help!  They are also great with tobacco users, foreign nationals and those US citizens who travel internationally.  Prudential is an all around top notch company with the very best clinical underwriters.

West Coast Life, a member of the Protective Life Insurance Family, has an excellent reputation. They offer very liberal underwriting criteria for build. They also are strong with underwriting elevated liver enzymes, coronary artery disease and Type II diabetes. They offer terrific term rates as well as lifetime guaranteed and survivorship UL products to meet all your clients’ needs. The newest addition is the Lifetime Platinum III. This product is extremely competitive and is ranked number one with the lowest guaranteed death benefit premium in numerous cells.